智慧树知到《国际结算》章节测试答案

智慧树知到《国际结算》章节测试答案
第一章单元测试
1、What service isn’t provided by SWIFT？
A.financial application
B.interbank file transfer
C.message transmission
D.financial businesses
正确答案：financial businesses
2、What is the advantage of SWIFT services？
A.cheap
B.fast
C.secure
D.reliable
正确答案：cheap；fast；secure；reliable
3、What’s not a correct statement about SWIFT？
A.The headquarter of SWIFT is at Brussels.
B.It is a computerized international telecommunications system.
C.The most important service provided by SWIFT is interbank file transfer.
D.Messages are standardized formatteD.
正确答案：The most important service provided by SWIFT is interbank file transfer.
4、What’s not a correct statement about international settlements？
A.It is financial activities.
B.The banks are the center in the course of settlements.
C.settlements among countries
D.Cash transfer is the main methoD.
正确答案：Cash transfer is the main method.
5、What servicescan SWIFT provide？
A.financial application
B.interbank file transfer
C.policy cooperation
D.financial businesses
正确答案：financial application；interbank file transfer
6、Transfer payments are payments by（）.
A.gold
B.cash
C.silver
D.financial instruments
正确答案：financial instruments
7、Cash payments include payments by（）.
A.check
B.gold
C.silver
D.cash
正确答案：gold；silver；cash
8、International settlements serve for（）.
A.goods trade
B.service trade
C.financial transactions
D.payments between governments
正确答案：goods trade；service trade；financial transactions；payments between governments
9、SWIFT：society for worldwide interbank financial telecommunications， a computerized international telecommunications system that， through standardized formatted messages， rapidly processes and transmits financial transactions and information among its members around the worlD.。
A.正确
B.错误
正确答案：正确
10、International payments or international settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts， debts， etc.， emerged in the course of political， economic or cultural contacts among them.。
A.正确
B.错误
正确答案：正确
第二章单元测试
1、What services are provided by correspondent bank（）.
A.Collecting checks， drafts， and other credit instruments.
B.Making credit investigation of firms that borrow in the open market.
C.Providing banks with foreign exchange facilities， including commercial and traveler’s checks.
D.Providing banks with funds/loans in case of neeD.
正确答案：Collecting checks， drafts， and other credit instruments.Making credit investigation of firms that borrow in the open market.Providing banks with foreign exchange facilities， including commercial and traveler’s checks.Providing banks with funds/loans in case of need.
2、What is a correct statement about vostro account？
A.It’s a due from account.
B.It’s a due toaccount.
C.It’s our bank’s account in the book of an overseas bank denominated in foreign currency.
D.It’s purpose is to facilitate international payments and settlementsabroaD.
正确答案：It’s a due toaccount.
3、Which system adopts a netting payment system？（）
A.Fedware
B.Chaps
C.Chips
D.Target
正确答案：Chips
4、Fedware is a system of RTGS.。
A.正确
B.错误
正确答案：正确
5、Chips is a system of RTGS.。
A.正确
B.错误
正确答案：错误
6、What is the advantage of netting payment system？
A.efficient
B.secure
C.less settlement risks
D.more powerful processing capacities
正确答案：efficient；more powerful processing capacities
7、Vostro account is a due to account.。
A.正确
B.错误
正确答案：正确
8、What is a correct statement about Chips？
A.It’s acronym for Clearing House Interbank Payment System.
B.It’s a netting system.
C.It’s operated by the New York Clearing House Association.
D.It’s member banks are commercial banks in New York.
正确答案：It’s acronym for Clearing House Interbank Payment System.It’s a netting system.It’s operated by the New York Clearing House Association.It’s member banks are commercial banks in New York.
9、Fedware is operated by Fed reserve system.。
A.正确
B.错误
正确答案：正确
10、RTGS means each payment order is settled immediately upon its entry into the system in its entire（gross） amount.。
A.正确
B.错误
正确答案：正确
第三章单元测试
1、Negotiable instrument is a chose in action.。
A.正确
B.错误
正确答案：正确
2、Checks are negotiable instruments.。
A.正确
B.错误
正确答案：正确
3、Which of the following documents are negotiable ones？
A.warehouse receipt
B.dock warrant
C.CDs
D.check
正确答案：CDs；check
4、What is a correct statement aboutbanker’s draft？
A.It isdrawn by a bank.
B.It’s a sight draft.
C.It ‘s used in remittance.
D.The drawee bank is a branch or correspondent bank of the issuer.
正确答案：It isdrawn by a bank.It’s a sight draft.It ‘s used in remittance.The drawee bank is a branch or correspondent bank of the issuer.
5、Clean bilrefers toa bill without shipping documents attached thereto.。
A.正确
B.错误
正确答案：正确
6、Acheck must be drawn upon a banker.。
A.正确
B.错误
正确答案：正确
7、Which of the following statement is true？（）
A.The drawer is the party primarily liablefor a check.
B.The maker is primarily liable on a promissory note.
C.The drawer is primarily liable for a sight bill.
D.The acceptor is primarily liable for a time bill.
正确答案：The drawer is the party primarily liablefor a check.The maker is primarily liable on a promissory note.The drawer is primarily liable for a sight bill.The acceptor is primarily liable for a time bill.
8、A traveler’s check is generally involved（）.
A.the issuer
B.paying agent
C.holder
D.transferee
正确答案：the issuer；paying agent；holder；transferee
9、A bona fide holder can claim payment from all parties liable on the instrument when dishonored by the acceptor.。
A.正确
B.错误
正确答案：正确
10、A credit card is generally involved（）.
A.issuing bank
B.cardholder
C.merchant
D.payer
正确答案：issuing bank；cardholder；merchant
第四章单元测试
1、Commercial documents don’t include（）.
A.invoice
B.B/L
C.P/L
D.CDs
正确答案：CDs
2、What invoices are used in trade protectionism？
A.customs invoice
B.visa invoice
C.consular invoice
D.pro forma invoice
正确答案：customs invoice；visa invoice；consular invoice；pro forma invoice
3、Legalized invoice is a predecessor of commercial invoice.。
A.正确
B.错误
正确答案：错误
4、FAS is used in marine transportation.。
A.正确
B.错误
正确答案：正确
5、The trade term DAT should be followed by（）.
A.named port of destination
B.named port of shipment
C.named place of destination
D.named place
正确答案：named place of destination
6、According to Incoterms 2010， there are（） different trade terms.
A.6
B.11
C.14
D.13
正确答案：11
7、Which of the following is a title document？（）
A.B/L
B.AWB
C.invoice
D.P/L
正确答案：B/L
8、Which document is basic in trade settlements？
A.invoice
B.B/L
C.insurance document
D.P/L
正确答案：invoice；B/L；insurance document
9、Export license is an additional document.。
A.正确
B.错误
正确答案：正确
10、Beneficiary’s statement：a statement issued and signed by the beneficiary， certifying that he has done some work according to the stipulations in the credit.。
A.正确
B.错误
正确答案：正确
第五章单元测试
1、Which of the following is clean collection？（）
A.collection of financial documents accompanied by commercial documents
B.collection of commercial documents not accompanied by financial documents
C.collection of financial documents not accompanied by commercial documents
D.collection by B/L
正确答案：collection of financial documents not accompanied by commercial documents
2、Which of the following is L/C/？（）
A.The issuing bank takes the first responsibility to pay.
B.L/C is a transaction of documents.
C.L/C is independent on trade contract.
D.It is based on bank credit.
正确答案：The issuing bank takes the first responsibility to pay.L/C is a transaction of documents.L/C is independent on trade contract.It is based on bank credit.
3、A transferable L/C can be transferred only once.。
A.正确
B.错误
正确答案：正确
4、L/C is dependenton sales contract.。
A.正确
B.错误
正确答案：错误
5、Which can be used to settle middleman trade？（）
A.reciprocal L/C
B.transferable L/C
C.back-to-back L/C
D.red clause L/C
正确答案：transferable L/C；back-to-back L/C
6、Anticipatory L/C provides financingto the importer.。
A.正确
B.错误
正确答案：错误
7、Revolving L/C can be renewed or reinstateD.。
A.正确
B.错误
正确答案：正确
8、Back-to-back L/C involves two L/Cs.。
A.正确
B.错误
正确答案：正确
9、Under a letter of credit， the exporter can receive the payment only when（）.
A.he has shipped the goods
B.he has presented the documents
C.the documents presented comply with the credit terms
D.the importer has taken delivery of the goods
正确答案：the documents presented comply with the credit terms
10、Which is based commercial credit？（）
A.L/G
B.L/C
C.remittance
D.collection
正确答案：remittance；collection