商业与投资银行

1Which of the following best defines a customer of a bank？

2There is no legal definition of a bankWhich of the following best describes a bank？

3Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards， becoming the first"；scheme"；in 1965True or false？

4At any time in economy， there are people who have more cash than what they actually need and are able to lendThey are calle

5The participants in a financial system can be individuals， companies， financial institutions and governmentsTrue or false？

6Which of the below transformation is not done by banks？

7There are two income streams of a bankThey are interest and feesTrue or false？

8Capital of a bank is stated on its income statementTrue or false？

9Mortgage or car loans are considered as insecure lendingTrue or false？

10Savings Banks are either mutually owned or stockholder owned entitiesTrue or false？

11Which of the below is usually based on membership of people or customers with some similar interest， such as nurses， or teachers or even unions

12Which of the below is the current financial regulatory system in the UK？

13Which of the below is not one of the main areas that banks must satisfy supervisors on？

14In 1977， Bank of England was granted as the authority to set interest ratesTrue or false？

15Which of the below is not necessarily the role of central banks？

16The Bank of England manages the national reserves and hold the government；s goldTrue or false？

17Federal Reserve Bank was founded by the USCongress in 1913 to operate as the central bank of the USATrue or false？

18The（）comprises the European Central bank and the national central banks of those countries that have adopted the Euro

19Which of the below is not stated on a bank；s balance sheet？

20Financial ratios cannot compare across industries and can be manipulatedTrue or false？

21Reserves are funds held in an account with other banksTrue or false？

22Checkable deposits are the bank；s lowest cost of fundsTrue or false？

23Which of the below is not a general principle of bank management？

24The first Automated Teller Machine（ATM） was used by？

25The Cruickshank Report was issued in 2000 and highlighted several concerns about the state of the UK banking industryTrue or false？

26A forward contract is not traded on a centralized exchange and is therefore regarded as over-the-counter（OTC） instrumentsTrue or false？

27Commercial banks are permitted to create money by allowing multiple claims to assets on depositsTrue or false？

28Banks are legally required to keep a certain minimum percentage of all deposit claims as liquid cashThis is calle

29Which of the below is not a financial innovation of the last sixty years？

30Companies rely on investment banks in deciding how to raise capitalTrue or false？

31Investment banks serve as middlemen between companies and investors when the company wants to borrow loansTrue or false？

32Investment banks recommend what shall be the initial offering price of corporate stocksTrue or false？

33Which of the below banks tops the Mergers and Acquisitions（M&；A） volume ranking globally？

34Stocks are traded on primary market after the first issueTrue or false？

35Corporate finance is primarily concerned with maximizing shareholder value through long-term and short-term financial planning and the implementation of various strategiesEverything from capital investment decisions to investment banking falls under the

36" Mergers and Acquisitions- M& A" is a big part of Advisory Services in investment bankingTrue or false？

37The term " Derivatives" means？ bonds and stocksTrue or false？

38Which of the below is not an investment bank？

39Which is not an income source of investment banks？

40Which of the below is not a derivative？

41Bond market can essentially be broken down to three main groupsWhich of the below is not one of these groups？

42Which of the below is not a financial security？

43Capital markets are used for short-term financing； Money markets are used for long-term financingTrue or false？

44Ordinary shares are entitled to receive dividends if any are available after the dividends on preferred shares are paidTrue or false？

45The Bank of England can influence the money market through open market operations（OMO）True or false？

46Which of the below represents a different market compared to others？

47Which of the below does not represent a feature of the Foreign Exchange market？

48In Forex， the counter currency represents how much of the quote currency is needed for you to get one unit of the counter currencyTrue or false？

49If the current bid price for the EUR/USD currency pair is 16750 and the current offer price is 16753， this means that currently the market maker can sell the EUR/USD at 16750 and buy at 16753The difference between those prices（3 pips） is the spreadT

50Which of the below is not an advantage of globalisation？

51Foreign Exchange Prices in the forward market are interest-rate basedTrue or false？

52Risk appetite of a bank should be approved by which of the below？

53Properties are highly liquid assets compared to interbank market loans， which are illiquidTrue or false？

54Market risk is a non-diversifiable riskTrue or false？

55The higher the risk， the lower the returnTrue or false？

56Which of the below is not among the key risk categories of banks？

57智慧树知到《商业与投资银行（Commercial and Investment Banking）》章节测试答案