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货币金融经济学

201Which of sheets can reflect a country’s international credit?
202International direct investment does not include（）
203Which of the statements about deficit, surplus, the relationship of debtor and creditor is correct?
204The characters of business credit includes（）
205The main forms of foreign loans do not include（）
206Which of modes of consumption credit belongs to short-term consumption credit?
207The effects of consumption credit do not include（）
208Which of the statements about the production of credit is correct?
209Which can be the basis to distinguish direct financing and indirect financing?
210Which of the statements about the influences caused by endorsement condition of commercial paper to credit risks are correct?
211The characteristics of usury include（）
212Which of the followings belongs to direct financing?
213As to the understanding of Finance, which of the followings are correct?
214At present, the main forms of consumption credit include（）
215Social credit system includes（）
216Which of the means of financing belong to foreign credit?
217Which of the financial activities belong to FDI?
218International direct investment includes（）
219The main performances of the negative effects of consumption credit are（）
220Credit risk is the possibility for borrowers to break the contrast because of the failure to repay the debt deliberately
221As to the influence to the future credit caused by the consumers’ bad credit, the established practice in different countries is to let the bad credit retain in the public system for broken credit perpetually
222In the history of financial development, indirect financing arises before direct financing
223Business credit arises after bank credit
224The gradual construction of improvement will lay a solid foundation for the positive development of the credit
225The control power of the project utilizing FDI belongs to its host city, host government and related enterprises
226Those countries with a large amount of foreign currency are international creditor nation
227With the enhancement of the protection effort of investors, and the decrease of the cost to obtain information, and the degree of the unparalleled information decreasing, the proportion of direct financing tends to incline
228State credit is a debit and credit activity with the participation of central government, that is an activity in which central government plays a role in debtor and creditor
229Business credit is the credit provided by sellers to consumers in currency when dealing between enterprises
230The combination of credit and currency is a new category–finance, which is the debit and credit activities carried by currency
231The appearance of the breach of promises is always caused by 2 circumstances: debtors’ subjective and objective violation
232The credit of economic category is based on debit and credit activities which are in the premise that the principle can be paid back
233Acceptance is the behavior that creditors of mercantile bills signed in the back of the bill to take the responsibility
234In the natural economy, the disparities between supply and demand of the loans, concentrated monopoly of loaners, high risks of paying and costs of maintaining the credit are the rudiment reasons that why usury exists
235Credit file system is the basis of the whole credit system, and it includes personal credit files and enterprises credit files
236Market economy is the economy based on free contrast and free deal
237With the development of the economy and the professionalization of society, the main credit form gradually becomes physical credit
238Bank credit is the credit provided by banks or other financial institution in the form of currency
239The statement reflecting a country’s external assets, liabilities and net position is its international investment position sheet
240Great credit regulation can increase the cost of the market’s operation
241Nice credit status is beneficial to the expansion of the market
242The development of market economy can lead to the deterioration of morality and credit status
243Effective collection, transformation and publicity of information are important in the construction of the credit
244The law is a good protection to the equity, and it has essential fundamental effects to the establishment of a country’s credit institution and the promotion of credit environment
245A society with good moral atmosphere will not arise behaviors of breaching the promises
246Seller’s consumption loan is a kind of indirect credit
247The regulating effect of consumption credit to macroeconomic only shows in quantity
248The credit cards can be used everywhere and by anyone, so current economy can be regarded as credit economy
249It is surplus when the income is more than expenditure, and it will form creditor’s rights using the surplus to lend, so the surplus sectors whose income is more than expenditure only have creditors’ right rather than debts
250The lower the short-term interest rate is, the more inclined the yield curve is to slope upwards Which theory can best explain the above statement?
251An investor bought a treasury bill with a maturity of 30 days and a denomination of 10,000 yuan at a price of 9,850 yuan The annualized rate of return of treasury bill was（）
252Under the condition of rising price levels, to keep the real interest rate unchanged, the nominal interest rate should be（）
253If a company borrows 1 million yuan from a bank, the annual interest rate is 15%, the term is three years and the annual compound interest is applied, then the sum of principal and interest payable after maturity is（）
254In a given year, the expected inflation rate is 6% and the nominal interest rate is 10%, then which of the following items is the closest answer to the real interest rate（）
255In a market-based interest rate system, the interest rate that determines the changes in other interest rates is（）
256In 2011, the 1-year deposit interest rate of Chinese official financial institution was 35%, and the year’s CPI rose 125% year-on-year, then the actual interest rate of 1-year deposits of Chinese financial institutions in that year is（）
257In a high-inflation economic environment, which of the following statement is correct（）
258Knowing that the one-year and two-year fixed deposit interest rates of banks are 3% and 375%, the forward interest rate in the second year is（）
259When there is a liquidity trap, an increase in the money supply will lead to interest rates（）
260Suppose that you buy 10,000 shares of Company A at the price of 10 yuan per share, and sell it after 9 months at 104 yuan per share, and during the holding period you also receive a dividend of 02 yuan per share, then the annual rate of return is（）
261Generally, rising market interest rates will result in stock prices（）
262Assuming that the market interest rate is 5%, the future value of a fund with a present value of 10,000 yuan calculated using compound interest after two years is（）
263A perpetual bond with a face value of 100 yuan has a coupon interest rate of 10% When the market interest rate is 8%, the theoretical market price of the bond should be（）yuan
264If the real interest rate is 3% and the expected inflation rate is 6%, the nominal interest rate level should be approximately equal to（）
265Large international banks lend to each other for large sums of money, often at（）interest rates
266The Liquidity Preference Theory was put forward by（）
267Famous British scholars（）brought forward Loanable-Funds Theory of Interest
268An enterprise makes an investment, the investment amount currently paid is 10,000 yuan, and is expected to be recovered within the next 6 years In the case of 6% annual interest rate, in order to make the investment profitable, the enterprise should at l
269According to Keynes, the main factors in the decision of interest rate are（）
270The yield to maturity of the bond is less than the coupon rate, the bond will be issued（）, as the maturity time is approaching, the premium/discount would（）
271In the calculation of the time value of money, the key term usually involved are（）
272Interest rates will change in different economic periods, and the usual situations are（）
273According to the Fisher Effect, which of the following statements are correct（）
274The yield to maturity of the bond depends on（）
275The risk structure of interest rate includes（）
276If commercial banks raise interest rates on loans, then it will help to（）
277According to the length of the credit activity, the interest rate can be divided into（）
278The interest rate mainly effects and influences（）
279Among the following factors, which can determine or influence the interest rate level?
280According to the status of interest rates, interest rates can be divided into（）
281With regard to interest, which of the following statements are correct?
282Classical interest rate theory has been widely popular The main representatives are（）
283The interest rate management system adopted by various countries can be broadly divided into the following types（）
284If the interest rates of both borrowers and depositors are calculated at a fixed nominal rate, then（）if there is a large increase in the rate of inflation in the future
285With regard to fixed and floating interest rates, which of the following statements are correct?
286The classical real interest rate theory believes that interest rates are determined by the supply and demand of money
287Compared with simple interest, compound interest is a more reasonable method of interest calculation
288Keynes believes that the increase in the money supply by the central bank will always cause the market interest rate to fall
289According to the discounted cash flow method in investment decisions, if the net present value (NPV) of a project is negative, it can be adopted, and the smaller the NPV, the higher the absolute return of the project
290When a country is in the crisis stage of economic cycle, interest rates usually keep falling
291Regarding the term structure theory of bonds, the expected hypothesis theory believes that different bonds are completely replaceable
292Since currency has time value, the amount of money at different time cannot be simply compared, simply added or subtracted
293The interest rate stipulated by the currency management department or central bank of a country is a public interest rate
294Generally speaking, expansionary monetary policy will lower market interest rates
295The interest rate used when calculating the present value is also commonly referred to as the discount rate
296Spot interest rate refers to the interest rate in the form of simple interest for financial instruments of different periods
297Interest rate marketization refers to the operating mechanism that determines the interest rate at a certain point in time through the market and the value law mechanism
298Discount refers to anything with income, which can be calculated by comparing the income and interest rate The discount concept lays the foundation for people to use the current value method of income to evaluate the price of profitable assets
299The return on risk assets is equal to the benchmark interest rate plus the risk premium
300In terms of simple interest or compound interest, the self-interest choice of micro-subjects also makes compound interest an actual method of calculating interest
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